Now you can open your Smart Checking or Savings Account online.
Open An Account
Earn 0.35% APY on a Smart Business Money Market Account.
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This is your everyday account and we know it's important to you, so we've created one simple checking account that's the best around, hands down. It's a free, interest-bearing account, regardless of your balance. There are no monthly maintenance fees. No minimum balance requirements. And we'll rebate any ATM fees you incur at other banks and financial institutions nationwide.
*Minimum of $100 is required to open a Smart Checking account. Smart Checking is free of monthly maintenance charges.
**Smart Checking is an interest-bearing account that, as of 3/1/21, earns .15% Annual Percentage Yield (APY) and interest rate is 0.15%. Rate is variable and subject to change after the accounts is open.