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    Smart Checking

    A FREE Checking Account with no ATM Fees Nationwide,

    that pays interest on all your balances!

    Simply Smart Checking.

    This is your everyday account and we know it's important to you, so we've created one simple checking account that's the best around, hands down. It's a free, interest-bearing account, regardless of your balance. There are no monthly maintenance fees. No minimum balance requirements. And we'll rebate any ATM fees you incur at other banks and financial institutions nationwide.

    Smart Checking is a FREE* Checking Account that pays interest on all your balances and includes:

    • Free of monthly maintenance charges
    • No ATM fees nationwide
    • Pays interest on all your checking balances**
    • No minimum balance requirements
    • Free Visa Debit Card
    • Free E-Statements
    • CardValet that controls your Debit Card from your Smartphone
    • Mobile Banking, including Mobile Check Deposit
    • Money Management to monitor your entire financial world
    • Online Banking text alerts
    • Fingerprint  Mobile Banking Login
    • ATM rebates nationwide

    Reorder Checks

    All personal checking accounts come with:
    • Free mobile banking (including Mobile Check Deposit and text alerts)
      Free mobile banking (including Mobile Check Deposit and text alerts)
    • Free online banking and bill pay including free online statements
      Free online banking and bill pay including free online statements
    Message and data rates may apply from your wireless carrier.

    *Minimum of $100 is required to open a Smart Checking account. Smart Checking is free of monthly maintenance charges.
    **Smart Checking is an interest-bearing account that, as of 3/1/21, earns .15% Annual Percentage Yield (APY) and interest rate is 0.15%. Rate is variable and subject to change after the accounts is open.