Skip Navigation
Pages within Smart Checking

    Smart Checking

    You Get More When You Bank Well.
    A FREE Checking Account that pays interest on all your balances!

    Banking at its best!

    This is your everyday account and we know it's important to you, so we've created one simple checking account that's the best around, hands down. It's a free, interest-bearing account, regardless of your balance. There are no monthly maintenance fees. No minimum balance requirements. And we'll rebate any ATM fees you incur at other banks and financial institutions nationwide.

    Smart Checking is a FREE* Checking Account that pays interest on all your balances and includes:

    • Free Visa Debit Card with Purchase Rewards
    • Fingerprint and Retina Eye Scan Mobile Banking Login
    • FinanceWorks to monitor your entire financial world
    • CardValet that controls your Debit Card from your Smartphone
    • Pays interest on all your checking balances*
    • ATM rebates nationwide
    • Free Popmoney Person-to-Person transfers
    • Free E-Statements
    • Online Banking text alerts
    • Mobile Banking, including Mobile Check Deposit
    • No minimum balance requirements
    • No monthly maintenance fee

    Checking Customers who have a combined average monthly balance in Smart Checking, Savings and Money Market over $10,000 also benefit from

    • Free official Checks and Money Orders
    • Free Stop Payments
    All personal checking accounts come with:
    • Free Popmoney® person-to-person transfers
      Free Popmoney® person-to-person transfers
    • Purchase Rewards on everyday purchases when using your Bankwell Visa® Debit card
      Purchase Rewards on everyday purchases when using your Bankwell Visa® Debit card
    • Free mobile banking (including Mobile Check Deposit and text alerts)
      Free mobile banking (including Mobile Check Deposit and text alerts)
    • Free online banking and bill pay including free online statements
      Free online banking and bill pay including free online statements
    Message and data rates may apply from your wireless carrier.

    *Smart Checking earns interest that is variable and subject to change at any time after account opening. Fees may reduce earnings.