Earn .15% APY on any balance with a Smart Checking Account.
Earn 0.90% APY on a Business Choice Money Market Account.
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Our best savings rates are available with our CDs, and these two options are ideal when you have extra money that you won't need for a while. The longer you keep your money in a CD, the more it earns.
If rates go up during the term of your CD, you can raise your rate and add to your balance.*
*The 24-Month Bankwell SMART CD has a one-time option to exchange the rate we are then offering for the 24-Month Bankwell SMART CD for the remaining term of the certificate. Upon making the exchange, you may an additional one-time deposit.
**You may not make a withdrawal in the first seven days following account opening and within seven days of any partial withdrawal or deposit made thereafter. You may make additional deposits into this account. The additional deposit must be a minimum of $1,000. You may make a deposit to your account every 7 days.