Treasury Management

Enhanced cash flow, greater control.

Our Treasury Management solutions consist of technology-based services that maximize cash inflows, optimize cash outflows, provide information and control, and facilitate investment or debt reduction opportunities.

We’ll help you manage your day-to-day finances without ever leaving your office, so you have the time and resources to manage your bigger business objectives.

Business Online Banking

• Modular solutions allow implementation of only the services you need. You can conveniently add others when the needs of your business change.
• Segregated control of financial duties

Account Analysis

• Receive a competitive earnings credit rate on qualified balances to reduce the costs of banking services.
• Excess earnings can be carried forward for up to 12 months.

Account Reconciliation Services

• Account Reconciliation Services offer businesses that issue a high volume of checks a more efficient way to account for and reconcile bank statements and other monthly transactions.

Wire Transfers

• Same day wire transfers directly from your office
• View incoming wires on your system
• Save details of payees for fast and easy wire transfers 

ACH Origination

• Originate electronic payments to your vendors or direct deposit for your employees
• Originate tax payments from your office

Commercial Cards

• The Bankwell Commercial Card offers your company security and your employees convenience for travel and expenses.

Positive Pay

• Detect check fraud prior to final payment through daily matching of checks paid against your file of checks issued.
• Decide to pay or return the check unpaid, should a check not match.

Remote Deposit Capture

• Deposit checks securely 24/7 from your office using a desktop scanner.
• Save time, enhance cash flow and streamline bookkeeping processes.

Zero Balance Accounts

• Zero Balance Accounts (ZBA's) are designed for companies that maintain a general operating account and separate accounts for payroll, petty cash or other purposes. Disbursements are made from subsidiary accounts, which always maintain a zero balance. This account system allows the company increased investment opportunities and reduces administrative expenses.

Security Features

• Multi-factor Authentication (MFA)
• Dual control financial processes
• Enhanced security requiring a token for ACH and Wire Transfer processing
• Email notifications of daily activities
• Segregated control of financial duties
• Automated daily activity record keeping