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The 24-Month Bankwell SMART CD

If rates go up during the term of your CD, you can raise your rate and add to your balance!
*APY (Annual Percentage Yield) is 1.40% and interest rate is 1.39%. Rate subject to change. The minimum balance to open and obtain the APY is $1,000. Rate guaranteed for the full term of the CD. The Bankwell 24-month SMART CD has a one-time option to exchange the rate for the rate we are then offering for the Bankwell 24-month SMART CD for the remaining term of the certificate. Upon making the exchange, you may make an additional one-time deposit. Penalty for early withdrawal. This offer is not available to brokers or financial institutions. Fees may reduce earnings. Offer may be withdrawn at any time.