Due to inclement weather, Bankwell offices will open late today at 10:00am, Thursday December 5th.

In observance of Independence Day, Bankwell will be closed on Friday, July 4th.
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Please enter your business address to see if your business is eligible for the eSpire™ Growth Loan

eSpire™ Growth Loan

A special term loan, offered on a limited basis, to New Haven & Fairfield County Business as they strive to grow and prosper in the communities Bankwell serves.
eSpire™ Growth Loan

$15,000 Loan

Apply in Minutes

eSpire™ Growth Loans for New Haven and Fairfield County Small Businesses

Small business(1) owners in Southern Connecticut understand the importance of quick access to capital for growth and daily operations. Bankwell, Connecticut’s largest state-chartered commercial bank, is proud to offer the eSpire™ Growth Loan, designed to meet the unique needs of businesses in Fairfield and New Haven counties.

This loan program features a fast and simple online application process, allowing businesses to apply for a $15,000 loan in just minutes. Approval and funding are available in as quickly as three business days, helping businesses cover short-term expenses, invest in growth, or manage cash flow with ease. The loan offers a fixed interest rate of 5.99% and a 5-year repayment term, providing predictable monthly payments and financial stability. Plus, there is no prepayment penalty, giving businesses the flexibility to payoff their loan early without incurring extra fees.

Workshop Discount: Business principals who successfully complete a one-hour business capital planning workshop (within 90 days post-closing) are eligible for an additional 2% rate discount**. This workshop offers valuable insights into the universe of small business credit, empowering business owners with tools for long-term success.

*5.99% fixed interest rate is effective 2/4/2025.
Program, loan rate and terms subject to change without notice. Business must be based in particular census tracts in Fairfield and New Haven Counties in Connecticut to apply.
** The 2% interest rate discount is awarded following the submission of a successfully completed one-hour business capital planning workshop. At such time, a loan modification, requesting the 2% discount will be processed. Processing of the loan modification will require the borrower(s)' signature and will take approximately one statement cycle to implement and will only be completed for loans in good standing.
1) Businesses must be a recognized entity such as a corporation, partnership or LLC. They can not be a sole proprietorship. Non-profit entities are not eligible for the eSpire™ Growth Loan.