What we offer

CDs

The best savings rates available from Bankwell.

• 6 Month CD: 3.95% Annual Percentage Yield (APY)*
  

• 12 Month CD: 4.05% APY*

Apply in person at a branch

Smart Money Market

A safe, stable investment if you don’t anticipate making withdrawals often.

• No minimum daily balance

• $100 minimum opening deposit

Digital High Yield Savings

Grow your savings with a Digital High-Yield Savings Account. Find it at BankwellDirect.com

* APY offer valid as of September 24, 2025.  Annual Percentage Yield (APY) is subject to certain terms and conditions.  6 Month CD APY is 3.95% and the Interest Rate is 3.8742%. 12 Month CD APY is 4.05% and the Interest Rate is 3.9704%. Offer subject to change without notice. $1,000 minimum required to open a CD. A disclosure of the current interest rate and APY for these accounts will be provided to you at account opening. The interest rate and APY will not change for the term of the account. The daily balance method is used to calculate interest on these accounts and applies a daily periodic rate to the principal balance in the account each day. You may not make additional deposits to these accounts.   You may not make a withdrawal of any kind during the first seven (7) calendar days after the initial deposit. APY assumes principal and interest remain on deposit for twelve (12) months. Withdrawal and/or fees will reduce earnings. Accounts automatically renew with a 10 day grace period.